University of ArizonaNorton School of Family and Consumer Sciences

A Credit Card Survival Guide for New Grads

“If you run the numbers, a good credit score will get you the best interest rate on loans you need in the future,” says Martin Dasko, founder of “As unsexy as it sounds to work on your credit, that credit score one day can save you thousands of dollars on a car loan or mortgage.”

The good news: Even a single credit card (assuming you use it well) can help you cultivate good credit.

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